30 Day Financial Cleanse Day 25: Use Only Cash for One Week

As a reminder this post series is all about getting a handle on your finances!  I heard about Personal Capital, a personal finance software company, and their 30 Day Cleanse and decided to take the pledge and encourage my readers to do the same!

Now that you know your budget, go to the ATM and take out the amount of cash. Using cash for one week makes you more aware of money going out the door.

Now I will confess this is not one I have done. The idea of having cash in my wallet (besides a $20 or something) makes me uncomfortable. BUT since I manually track my spending, after I make a purchase I immediately track it on my spreadsheet, which helps me be more accountable. I have purchased things and then track it and think, that was totally an impulse purchase. I know there are some who swear by the cash in envelope method where you divide your budget out and then spend what is in each budgeted envelope, but that just seems too complicated for me. I prefer to not have so much bulk in my wallet. 

Stay tuned for Day 26: Tell Your Friends and Family! 


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