30 Day Financial Cleanse Day 24: Revisit Expenses

As a reminder this post series is all about getting a handle on your finances!  I heard about Personal Capital, a personal finance software company, and their 30 Day Cleanse and decided to take the pledge and encourage my readers to do the same!


Take another look at all expense and explore ways to cut them back even further if need be. The goal is to ensure you are spending no MORE than 80% of your paycheck.

Now that we are 24 days in, are there still ways that you can cut back? I know it can be hard and gradually changing your expenses really is the best way to do it. Cutting back cold turkey can be tough and then if you decrease some of the things you did for fun that cost money, you now might be wondering, what do I do with myself? If this feels too painful, go back to when you set up your original goal. Why did you decide to do this? Where are you headed? Is skipping the concert worth getting out of debt? Ultimately it is your choice. I realized I missed my gym membership and getting my nails done. I got my gym membership locked in at a low price during the summer months and then scaled back to getting my nails done monthly instead of every 3 weeks. Figure out what works for YOU. 

Stay tuned for Day 25: Use Only Cash for One Week! 

Comments

Popular posts from this blog

The Story of Finding My Bio Brother & Bio Dad

Writing a Memoir

28 Day Cleanse: Before & After