30 Day Financial Cleanse Pledge! Day 1 Track Down Your Money

Happy Sunday all! For those of you local to me (Hey fellow Idahoan!), I hope you are staying dry out there! Rain bums me out quite a bit (I think even worse than snow). Something about the gray skies makes me feel like going back to bed and the moisture does not do my Raynaud's or my arthritis any favors! BUT I laced up my shoes and took each pup (if I haven't mentioned it, I cannot walk them both at the same time! 135 lbs of dog(s) is a bit too much for me to handle at once!) out for a mile run/walk while the sun was shining, just narrowly missing the rain, so I am pretty pumped about that! 

Now to the point of today's post. I had quite a few readers mention they really enjoy the posts I wrote about managing finances. Then I heard about Personal Capital, a personal finance software company, and their 30 Day Cleanse and decided to take the pledge and encourage my readers to do the same!

The idea is to take a few minutes each day and complete the item listed for that day. By the end of the month you should have a really good sense of all of your accounts, their current standing, and where you are headed with your financial goals. 

Day 1: Track Down Your Money

List all of your financial institutions and your usernames and passwords to access them. 

Today is about getting yourself organized. It is hard to know your current finances and what your financial goals are if you don't know how to access your accounts! If you are like me, you have quite a few institutions you bank through (for example, I have my personal checking and then I have my 403b through different institutions) so knowing your usernames and passwords to access that info is pretty important. I tend to use the same usernames and passwords so I can keep it all straight but there are some accounts where I have to follow certain password rules, meaning my password might include an extra symbol or something. I always think I am going to remember it and then I don't and then lock myself out! 

Not only it is slick and easy to do your finances all online but you are also saving a bunch of mail waste by doing it all electronically. I used to get my statements and bills in the mail (I am embarrassed to say I only stopped doing this in the last year for ALL of my bills) and honestly, after I managed it, it just took up room. And if you are one of those people who just put your bills in a pile and never address it, I hope you at the very least, get yourself organized! 

Stay tuned for Day 2: Identify Your Financial Goals! 


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