30 Day Financial Cleanse Day 10: Cut Down on Discretionary Spending

As a reminder this post series is all about getting a handle on your finances!  I heard about Personal Capital, a personal finance software company, and their 30 Day Cleanse and decided to take the pledge and encourage my readers to do the same!

If dining out eats a large portion of your budget, set a weekly limit and stick to it. 

Once you know where your money is going (see Day 5) it is easy to see where you can consider cutting back. Have a gym membership you never use? Eat out a lot? Enjoy shopping to fill the time? Take a look and see what you might be willing to change in order to meet your financial goals. This does not mean you can't do enjoy some of the things you spend money on, but maybe scale back. Set a financial budget and stick to it. 

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